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loan coverage

См. также в других словарях:

  • loan-to-value ratio — loan to value ( LTV) ratio The name used to refer to a credit analysis ratio that measures collateral coverage. To calculate the LTV ratio, the total amount of the borrower s obligations to the bank is divided by the total calculated value for… …   Financial and business terms

  • Loan Life Coverage Ratio - LLCR — A financial ratio used to estimate the ability of the borrowing company to repay an outstanding loan. The Loan Life Coverage Ratio (LLCR) is calculated by dividing the net present value (NPV) of the money available for debt repayment by the… …   Investment dictionary

  • Debt service coverage ratio — The debt service coverage ratio (DSCR), also known as debt coverage ratio, is the ratio of cash available for debt servicing to interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity s (person or… …   Wikipedia

  • Savings and loan crisis — The savings and loan crisis of the 1980s and 1990s (commonly referred to as the S L crisis) was the failure of 747 savings and loan associations (S Ls) in the United States. The ultimate cost of the crisis is estimated to have totaled around… …   Wikipedia

  • Student loan — A student loan is designed to help students pay for university tuition, books, and living expenses. It may differ from other types of loans in that the interest rate may be substantially lower and the repayment schedule may be deferred while the… …   Wikipedia

  • debt coverage ratio — UK US noun [C] (ABBREVIATION DCR, also debt service coverage ratio, also debt service ratio) ► FINANCE a measurement used to decide whether a person, company, or country can afford to pay back a loan, calculated by dividing the income that is… …   Financial and business terms

  • Cash flow loan — is a sort of debt financing, in which a bank lends funds against cash flows that a borrowing company generates. To secure repayment, the bank covenants a borrower on such levels and ratios as enterprise value, EBITDA, total interest coverage… …   Wikipedia

  • debt service coverage — ( DSC) The margin by which all of a borrower s or bond issuer s required principal payments (not just those for the loan under consideration or just those for loans to one bank) are exceeded by the sum of the firm s cash flow plus all of the… …   Financial and business terms

  • High Ratio Loan — A loan of any type for which a relatively small down payment must be made. For mortgages, a high value loan usually covers more than 80% of the property s value. Most high ratio home loans require some form of insurance coverage in order to… …   Investment dictionary

  • combined loan to value ratio — ( CLTV) A measure of collateral coverage provided by a consumer borrower s residence. The borrower s total senior and subordinated loan balances divided by the appraised value of the borrower s residence. American Banker Glossary …   Financial and business terms

  • Debt-Service Coverage Ratio - DSCR — In corporate finance, it is the amount of cash flow available to meet annual interest and principal payments on debt, including sinking fund payments. In government finance, it is the amount of export earnings needed to meet annual interest and… …   Investment dictionary

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